No! It can be a great benefit to your Intended Parents if you have surrogacy-friendly health insurance (as it can save them money), but it is not required!
If you have health insurance already, we will work with you to get a copy of your health insurance policy to see if it will cover surrogacy or not (some plans do, some don’t). If your existing health insurance is surrogacy-friendly, we can rely on that policy to cover the cost of your prenatal and pregnancy care. If your existing insurance is not surrogacy-friendly, we will work with your Intended Parents to secure a back-up plan that will cover the cost of surrogacy.
If you don’t have health insurance at all, we will work with your Intended Parents to purchase a policy for you, so that you have surrogacy-friendly insurance in place by the time you become pregnant.
If we need to obtain new or additional health insurance for you, there is no cost to you – the Intended Parents would be responsible for those premiums, in addition to any out-of-pocket medical bills, co-pays, etc.
